信用卡处理商及其账单分析 Credit Card Processors & Billing Analysis
收费结构 Pricing Structures
- Interchange Plus
- Tiered
- 固定费率 Flat Rate
VISA IC FEE
Sample Contract
1. J.P Morgan Chase Bank
2. FIS (Worldpay/Vantiv)
BM Worldpay
3. Fiserv (Firstdata/CardConnect)
BM Fiserv
Epay World
Fiserv Flat Rate (MICAMP SOLUTIONS LLC)
Fiserv 4 Pages (如果账单是4页的这种，只能看到IC费用，是无法精确计算的，因为不知道Markup中具体的每项定价)
Fiserv Sample
Other Player Using Fiserv
Other Fee
- BATCH HEADER / SETTLEMENT STATEMENT FEE
- DATA BREACH SECURITY FEE
- PCI COMPLIANCE FEE / INDUSTRY COMPLIANCE
- STATEMENT FEE
- REGULATORY PRODUCT
- EQUIPMENT PURCHASE
- ACCOUNT FEE
- MERCHANT CLUB
- 1099K Reporting Fee
4. Global Payments (TSYS / Heartland)
BM TSYS
TSYS Flat Rate
Heartland
5. Wells Fargo
6. Bank of America
7. Elavon
US Bankcard Services (Hidden Fee)
Elavon Tiered Sample
Other Player